Professional Development: covering Asset Protection and Estate Planning. Split into 9 modules that build upon one another in 1 to 2 hour sessions (14 hours), helping intermediate and advanced advisers shape more meaningful conversations with their clients. Guiding them to possible solutions and/or specialist expertise.

> MODULE 201 - Estate Planning (2-hrs)
+ Fit, role of the adviser and features of an estate plan;
+ How to stuff it up;
+ 7 common questions and misunderstandings;
+ The language of estate planning – what are assets, who owns them, which ones are vulnerable;
+ Tools (Wills, EPAs, Trusts) and advice; and
+ Lifecycle impact of the 3 key documents.

> MODULE 202 - Relationship Property (2-hrs)
+ What relationship property is;
+ Separate property;
+ Property (Relationships) Act;
+ Contracting-Out Agreements; and
+ Practical Working Examples.

> MODULE 203 - Client Conversations (2-hrs)
+ Reducing your risk;
+ When do you raise estate planning with clients:

> PERSONAL FOCUS
+ Initial conversations and diagrams;
+ Leading with the Will;
+ Leading with the family home in trust;
+ Integrating with risk event discussions; and
+ Review conversations and diagrams;

> BUSINESS FOCUS
+ Setting the framework – Business Risk, Owners Risk, Personal Risk;
+ Owners Risk - Shareholders & Insurance Trusts, flowchart; and
+ Reviews and Obligations of Directors.

> MODULE 204 - Wills (1-hr)
+ Stats & facts about Wills – know the numbers;
+ The language of Wills;
+ Requirements of a Will – must, should, can; and
+ Key points and questions.

> MODULE 205 - EPAs (1-hr)
+ Stats & facts about EPAs – know the numbers;
+ The language of EPAs; and
+ Requirements of an EPA.

> MODULE 206 - Trusts (2-hrs)
+ Stats & facts about Trusts – know the numbers;
+ How a Trust works;
+ More than one Trust? Family Trust / LTC / Investment Trust;
+ Trustee duties (Trusts Act 2019);
+ Reasons for using Trusts and examples;
+ Where Trusts can be busted or protection isn’t as strong;
+ Where advice should be sought;
+ Are Trusts expensive to set-up and maintain, the slider impact; and
+ Where trust and other estate planning documents are held.

> MODULE 207 - Business Legacy Planning (1-hr)
+ Protecting the Business, Shareholders and their Families.

> MODULE 208 - Scenarios (2-hrs)
+ Family; and
+ Business.

> MODULE 209 - More Learning (1-hr)
+ Trust Act, Experts and Resources; and
+ Ongoing Learning.

At the conclusion of this programme you will receive a written record confirming the completion of each of the professional development modules. The information provided on the certificate is designed to help you assess the relevance of the material against your professional development requirements of your role, and to provide verification of the course content (and subject matter expertise behind the material), supporting your requirements under Standard 18 of the Code of Professional Conduct for Authorised Financial Advisers.

AFAs who have the above training identified within their professional development plans can claim structured credits.

As part of this programme you have access 24/7 to refer back at any time to modules for 90 days at no additional cost.